Home Insurance Deals

Home insurance is almost certainly the most important insurance you will ever purchase.

Get a free quote on your house and home insurance today.

Insurance Company Online Discount Brief Details
Legal & General 43% Save up to 43% on standard home insurance rates online with new for old replacement on contents.
LV - London Victoria The majority of LV's customers pay under £100 for contents insurance. Defaqto 5 star rating for buildings and contents cover.
Cornhill Direct 10% Up to 10% discount if you take out buildings
and contents together, PLUS 10% discount
on standard rates when buying home
insurance online.
QuoteZone QuoteZone search to find the cheapest price from over 40 insurers including: Swinton, Quoteline Direct, Home protect, Heath Lambert, Key Connect, Direct Choice, and many more
eHome Insurance eHome can provide you with direct insurance for both buildings and contents
Endsleigh Home Insurance Endsleigh offers the best in home insurance to suit both owners and renters

 

Home Insurance

After the large investment you have made in buying your home, furnishing and decorating it, you will need to insure yourself against risks with a home insurance policy.

Contents insurance covers your possessions inside your home, for example furnishings and electrical goods. Your insurance cover will provide either 'like for like' or a 'new for old'. A like for like basis will provide you with monetary compensation equivalent to the value of your insured item just before it was damaged whereas new for old will provide you with monetary compensation which would allow you to replace the damaged item with an equivalent new item.

Buildings insurance covers the cost of damage to the structure of your property. This includes the roof, walls, ceilings, floors, doors and windows. Outdoor structures such as garages and fences are also included.

Buildings insurance covers permanent fixtures and fittings, interior decoration and underground tanks, pipes, cables, and drains for which you are responsible from your home to the mains supply.

Buildings insurance usually covers loss or damage that occurs as a result of:
• Fire
• Explosion
• Bad weather, including lightning, storms and flooding
• Earthquakes
• Theft or attempted theft
• Malicious damage or vandalism
• Freezing or bursting of any part of the plumbing system
• Falling trees, lampposts, aerials or satellite dishes
• Subsidence
• Impact by vehicles or aircraft

Get a cheap quote today on your home and house insurance or renewal.

Deal of the Moment from The Cooperative Bank - Home Insurance can be complicated so we've made it simple, and if you buy online you'll get a 10% discount.

Does your insurer offer you all this?

up to £500,000 rebuilding costs cover as standard under Buildings
7.5% discount when Buildings and Contents are bought together
Seperate generous No Claim Discount scales of up to 40% for buildings and contents plus the option to protect once the full entitlement has been earned
HomeResue Plus for just 12p for the first year
Pay monthly by Direct Debit or annually by debit/credit card
Free Legal Expenses Insurance, up to £50,000
Free Legal Advice Helpline
Free HomeRescue Emergency Helpline
Free Pre-Travel Advice and Emergency Travel Assistance Helplines (with the Travel option only).

Make sure you are covered for:

• Fire, flood and theft
• Subsidence, heave or landslip
• New for old
• Accidental damage to computers, TVs and stereos
• Accidental breakage of mirrors and fixed glass in furniture
• Satellite dishes
• Replacement locks and keys
• Freezer contents
• Fraudulent use of credit cards
• Your premium paid (up to 12 months) if you're unable to work
• Trace and access cover - for example damage caused to your floor whilst gaining access to a burst water pipe
• Home emergency cover if you take out buildings insurance

Home and House Insurance Deals